NDD

N3XT Digital Dollar

The first ever tokenized dollar issued by a narrow bank.

View the Digital Dollar whitepaper on our Trust Center ↗.

View the official mainnet contract address on the Etherscan block explorer ↗.

The N3XT Digital Dollar gives you the speed and programmability of crypto, with the security of a regulated bank deposit.

A Real Digital Dollar

Strictly backed 1:1 cash and short-term U.S. Treasuries, in order to provide institutional liquidity and transparency.

Secure, Closed-Loop Network

Transactions occur between verified, KYC/KYB-approved parties holding an on-chain "Identity Passport".

Avoid Settlement & Intermediary Risk

Your funds are held in a fully reserved narrow bank. We do not lend out your deposits.

Process

How It Works

Get Verified

Existing N3XT clients complete our secure screening to get your on-chain identity NFT.

Fund

Specify the funds you want to use as NDD. We lock the USD in a secure digital lockbox and mint your 1:1 digital tokens.

Transact

Send payments on a public blockchain to other verified users.

Your NDD =
$1 USD. Always.

Always designed to maintain 1:1 parity through our full-reserve model.

Comparison

We are a straight line from the bank to the blockchain, whereas most current offerings require users to navigate a web of complexity and handoffs.

Use Cases

Businesses

Make instant cross-border payments without crypto accounting headaches.

Financial institutions

Execute complex, instant transactions while reducing settlement risk.

Treasury managers

Leverage the speed and efficiency of blockchain technology.

Merchants

Enjoy a unified, secure settlement layer to avoid managing fragmented digital assets.